Divisions
Our underwriting divisions
Each division owns its classes end to end — appetite, digital markets and submissions.
Explore
Choose a division
Each division pairs a digital lane, where eligible accounts quote and bind online in the agent portal, with an underwriter lane, where everything else goes to a named underwriter who markets it across the division's carrier panel. Pick the division that owns the class and its page shows you which lane the account belongs in.
Commercial lines
Commercial Specialty
E&S, habitational, hospitality and tough classes
At a glance
What each division writes
A one-paragraph read on where every division starts its appetite. Open the division page for the full list, what falls outside it and the documents to send.
Commercial lines
Commercial Digital
Bindable small commercial in minutes. In appetite: businessowners policies for Main Street retail, office and service risks, plus general liability for artisan contractors and light trades.
See full appetitePersonal lines
Personal Lines
Homeowners, dwelling fire and personal packages. In appetite: owner-occupied homeowners, HO3 and HO5, plus dwelling fire and landlord rentals, DP1 through DP3.
See full appetiteCommercial lines
Transportation
Trucking, fleets and specialty auto. In appetite: regional hot shots, plus dirt, sand and gravel risks.
See full appetiteCommercial lines
Workers’ Comp
Guaranteed cost and program work comp. In appetite: guaranteed cost monoline work comp across most class codes, plus pay-as-you-go and payroll-integrated billing.
See full appetiteCommercial lines
Commercial Specialty
E&S, habitational, hospitality and tough classes. In appetite: habitational, including apartments, condo associations and mixed-use, plus hospitality, including bars, taverns, restaurants and event venues.
See full appetiteCommercial lines
Temp Staffing
Staffing, PEO and employment-driven exposures. In appetite: temporary and temp-to-hire staffing agencies, plus clerical, light industrial, hospitality and healthcare placements.
See full appetite